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Settling In Tools

Everything you need for your first weeks in Australia

Useful tools from other pillars

Get started with these

While we build dedicated Settling In tools, these tools from other pillars will help you get sorted.

Money & Tax

Rent Calculator

Work out how much rent you can afford based on your income and expenses.

 Family

School Finder

Find and compare schools near you if you're arriving with children.

 Health

Bulk Billing GP Finder

Find a doctor near your new home — no out-of-pocket cost with bulk billing.

 Health

Medicare vs Private Health

Understand your health cover options as you settle in.

Coming soon

Dedicated settling-in tools we're building

Coming soon

First Week Checklist

An interactive checklist covering everything you need to do in your first week — TFN, bank account, phone, transport card, and more.

Coming soon

Suburb Comparison

Compare suburbs by rent, transport, schools, safety, and walkability to find where to live.

Coming soon

Bank Comparison

Compare Australian bank accounts for newcomers — fees, features, international transfers, and signup requirements.

Frequently asked questions

How do I open a bank account in Australia?
If you arrive within 6 weeks, you only need your passport to open a bank account. After 6 weeks, you'll need additional ID (100 points). Most banks let you open an account online before you arrive. Popular banks include Commonwealth, ANZ, Westpac, and NAB.
How do I get a Tax File Number (TFN)?
Apply online at the ATO website if you're a permanent resident or citizen. If you're on a temporary visa, apply at an ATO office with your passport. Processing takes about 28 days. You need a TFN to work and to avoid higher tax withholding.
How do I enrol in Medicare?
Visit a Services Australia centre with your passport, visa evidence, and proof of arrival. If you're from an RHCA country, bring your national health card. You can also apply online through myGov. Processing takes about 4 weeks for the card.
What transport card do I need?
Each state has its own: Opal (NSW), Myki (VIC), Go Card (QLD), Metrocard (SA), SmartRider (WA). Buy one at train stations, newsagents, or online. Most offer concession fares for students and seniors.
How do I get a phone plan?
Major providers include Telstra, Optus, and Vodafone. Prepaid SIMs are available at airports, supermarkets, and phone shops. MVNOs like Boost, Aldi Mobile, and Woolworths Mobile are cheaper alternatives on the same networks.

Explore more pillars

Get your money sorted and understand your visa options as you settle in.

Money & Tax Visas & Immigration